Take control.

Got a fresh project, hobby, idea, or hustle to bring to life and need a personal loan? We could help you get what you need. Rates from 13.95% p.a. T&Cs apply. Apply online now for a no-obligation pre-approval.

Apply online now Calculate Repayments

Small Agile Team

Our small dedicated team customises our approach to your specific needs, enabling us to provide you with the best service and competitive rates, avoiding a one-size-fits-all approach.

100% Online Application.

You can apply online 24/7 within minutes. Our systems enable you to sign documents and verify your identity through our digital solutions.

We're Home Grown.

We're 100% Kiwi owned and operated. We invest, hire and support local. Check out our partnership with Trees that count. For every vehicle we finance, we help plant a tree.

You can use this calculator to get an estimate of how much your repayments could be. If you have a specific loan amount or loan term in mind, you can type this into the calculator.

*This Calculator is an estimate of repayments only, not an offer of finance. The calculated figure doesn’t take into account your personal financial situation or goals. Full lending criteria, contract terms, interest rates and fees apply. All interest rates are subject to change.

The Lendy Difference.

Apply 24/7 online within 5 minutes

No obligation pre-approval

Borrow $3k - $250k+ secured over an asset

Same day approvals

Reduced rates available from select lenders.

You can purchase privately or through a dealer

$0 deposit finance options available

Eligibility Criteria.

18 years or older required. Parental guarantor may be necessary for ages 18-21.

You must have clean credit and be over 21.

Be a NZ citizen or have a working visa.

Full time employment

Have enough income to service the debt