We've got you covered.

When you purchase a car with finance, you'll be required as a part of the lending criteria to have Comprehensive Vehicle cover prior to driving away.

We can help you with Comprehensive vehicle cover, along with any of the below.




Mechanical Breakdown Insurance (MBI)

Worried about your car breaking down and not having the funds to repair it? This is where Mechanical Breakdown Insurance (MBI) could help. MBI covers the reasonable cost to repair the failure of mechanical or electrical parts in your vehicle as a result of sudden or unforeseen breakdown that could occur during use.

Smart Cover Policy Document

Extreme Plus Policy Document


Guaranteed Asset Protection (GAP)

If your vehicle is damaged and the insurance company writes it off. The amount they pay out may not fully cover the balance of your outstanding loan. This is where GAP could help, as it  protects you against losses that may occur when your vehicle is declared a total loss and the total loss settlement amount paid by your vehicle insurer is less than the outstanding amount you owe to your financier for your vehicle loan.

Guaranteed Asset Protection Policy Document


Payment Protection Insurance (PPI)

What if the unexpected happens and your income stops? PPI protects by covering your loan repayments to the financier if you suffer an insured event.

Payment Protection Insurance Policy Document


Comprehensive Insurance

Comprehensive Car Insurance covers accidental loss or damage anywhere in New Zealand. With no stand-down periods and easy to understand policy wordings, our motor vehicle insurance is the no-fuss solution to your comprehensive insurance needs.

Comprehensive Everyday Plus Policy Document


Have a question?

Get in touch, we're here to help with all your finance and insurance needs.